Raising your credit score can improve your life in many ways. You’ll have access to cheaper mortgage rates, you’ll pay less for insurance, and you may even have a better shot at your dream job. Here’s how to proceed:
1. Know what’s going on.
Annual credit report.com allows you a free report from all three credit bureaus once a year. (Avoid other “free credit report” sites, which are really attempts to sell you something.) You’re also entitled to a free report if you’re turned down for credit. Dispute any misinformation that negatively impacts your score. Creditors have 30 days to verify their report or they must remove… Read More