I hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.
| Housing Inventory Snapshot |
August 28, 2010 |
| |
Average List Price |
Median List Price |
Average Days On Market |
| Anne Arundel County, MD |
| Single Family under $500K |
$325,020 |
$325,000 |
137 |
| Single Family over $500K |
$1,036,445 |
$768,395 |
192 |
| Condo/Townhome under $300K |
$192,040 |
$213,900 |
130 |
| Condo/Townhome over $300K |
$473,894 |
$375,000 |
148 |
| Baltimore County, MD |
| Single Family under $500K |
$270,808 |
$250,000 |
125 |
| Single Family over $500K |
$896,415 |
$679,000 |
158 |
| Condo/Townhome under $300K |
$161,586 |
$159,900 |
113 |
| Condo/Townhome over $300K |
$411,030 |
$379,000 |
125 |
| Carroll County, MD |
| Single Family under $500K |
$323,593 |
$319,900 |
140 |
| Single Family over $500K |
$819,407 |
$650,000 |
213 |
| Condo/Townhome under $300K |
$189,489 |
$189,995 |
119 |
| Condo/Townhome over $300K |
$339,742 |
$324,900 |
101 |
| Frederick County, MD |
| Single Family under $500K |
$290,967 |
$289,900 |
139 |
| Single Family over $500K |
$749,416 |
$625,000 |
179 |
| Condo/Townhome under $300K |
$183,703 |
$184,900 |
103 |
| Condo/Townhome over $300K |
$377,489 |
$349,000 |
142 |
| Howard County, MD |
| Single Family under $500K |
$364,483 |
$374,900 |
114 |
| Single Family over $500K |
$816,755 |
$695,000 |
164 |
| Condo/Townhome under $300K |
$214,974 |
$225,000 |
95 |
| Condo/Townhome over $300K |
$385,928 |
$349,900 |
70 |
|
| MORTGAGE. National Averages (August 28, 2010)* |
| 30-year fixed |
Rate - 4.33% |
APR - n/a% |
| 15-year fixed |
Rate - 3.84% |
APR - n/a% |
| 5/1 ARM |
Rate - 3.38% |
APR - n/a% |
|

* Mortgage rates were collected from publicly available sources (yahoo.com) on the date stated. The accuracy of the information and the availability of these rates are not guaranteed by the publisher. Rates are provided for informational purposes only and are subject to change without notice. Actual market interest rates may vary.
** There are not enough listings in this category to compile comparative analysis.
*** MLS doesn't provide access to this data.
If you know someone who is considering buying or selling a home, please give me a call. I will provide professional & courteous service along with knowledgeable guidance through the process.
Why should you live a positive-oriented life? Why not???!!!!
Some
people think maintaining a positive-oriented life, with the belief that
the world can be better, and we should help it on its way, doesn't
work. To those negative-minded people, a positive lifestyle is a nothing
but platitudes. I know you've heard them say it.
So, for
argument's sake -- not that we need to argue -- here are 10 reasons why
it makes sense to live a positive-oriented life, in no particular order.
This list was never meant to be exhaustive -- there are many, many more
reasons, and I bet you can think of them off the top of your head. But
here are 10 to think about.
1. Here's the truth -- the negative people never really contribute much of anything to this world. Why should they? They're convinced it won't work, anyway.
2. Life is a set of challenges -- and it is meant to be such.
Overcoming challenges is a part of us -- from the first baby steps you
take to the challenges of old age. Everything in life is a challenge --
raising children, finding work, making a relationship work, getting an
education -- but above all else, it is the challenges we face, and the
way we respond to those challenges, that helps define us as a person.
How high we rise in life is largely based on the mountains we seek to
climb.
3. Happiness is much more likely when you look at life positively.
Why? As I see it, you can go through life concentrating on the flowers,
or concentrating on the fertilizer (substituting for a more earthy
word). Concentrate on the flowers, you begin to see beauty all around
you. Concentrate on the fertilizer, and all you see is -- fertilizer.
Sure, nobody wants to ignore the fertilizer to the point where you step
in it, but that doesn't mean you should go around admiring its fine
bouquet, either. When we look for the positive things in life, that
tends to be what we find, and happiness follows, like the dawn follows
the night.
4. Positive outlook is more rational.
Negative people never usually proclaim themselves as being negative.
They claim to be "realistic." Funny how these "realists" never seem to
see the real good things around them, but only the bad. Maintaining a
positive outlook is a more rational approach to life -- because it's the
outlook that brings with it ideas and possibilities. That's the "real
realistic" view.
5. Being positive is more healthy.
I've seen it countless times in the national media. People who have a
better outlook on life tend to be healthier. I don't know if it's the
positive thoughts, the positive actions, or the positive path they take
to life's health challenges -- but being positive seems to bring about a
longer, better life. A friend of mine lived until he was 102. When I
asked him how he did it, he responded with two words:
"Keep Smiling." 6. A positive outlook brings with it a better mental health.
I remember listening to a recording of the psychiatrist Murray Banks.
Dr. Banks made a point of noting that people who keep positive adjust
better to the challenges that come their way, mentally speaking. He said
that many psychological problems are the direct result of looking at
things from the wrong perspective, and as a result, not adjusting to the
changes that life brings. When we maintain a positive outlook, we are
more equipped to deal with the inevitable setbacks that everyone faces
in life, and less likely to drive those setbacks deeply within
ourselves, where only a psychiatrist might be able to yank them out (at a
few hundred bucks an hour).
7. A positive outlook keeps you more focused.
One of the greatest challenges people have in life is staying focused.
Whether it's at work, home, or on the road, people tend to let their
focus become more diffused, and as a result, the power that focus brings
becomes less and less strong. Like the magnifying glass that you used
to concentrate the sun's rays, when we're focused, we can set our world
and our jobs on fire.
8. A positive outlook allows you to make better decisions in general.
People with a more positive outlook tend to see more options, have more
patience, and try and work things through more clearly. Negative people
tend to focus on the more negative approaches to problems, and as a
result, they may limit their alternatives to a significant extent.
9. Great things tend to happen to positive people.
Earl Nightingale, considered one of the fathers of the self-improvement
movement, attributed this to "synergy," and said it was often the
result of seeing new options when you see new opportunities. Let's look
at it this way, as well: seeds tend to grow best in ground that has been
well prepared.
10. Attitude is everything. I
remember reading it on the wall of my high school gym dressing room
(actually, it was the varsity sports dressing room, but I happened to be
in there at the time): "Attitude Determines Altitude." When you have
the right attitude, you go higher, do better, achieve more. Attitude
really is one of the keys. As Earl noted in his famous recording,
The Strangest Secret
, "We become what we think about most of the time."